Invest your savings. Build your future.

Join over 100,000 people who trust XENO to plan, save and invest for their financial goals.

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How XENO Works

Turn your dreams into achievable goals


What do you want to achieve?

Start with a goal, get a plan, and set targets for that goal. XENO focuses on helping you achieve your desired goal.


"Very user friendly and beautifully designed. I can now track my investments anywhere, anytime"

- Elizabeth
  • Advice

    Access the professional guidance from our advisors.

  • Deposit

    Deposit regularly using MTN/Airtel mobile money or Bank transfer.

  • Monitor

    Track performance and progress via our website, app, or MTN USSD.

  • Withdraw

    Withdraw any amount needed and the rest stays invested.


See how investing could grow your savings

Run some simple investment scenarios for various amounts. Pro Tip: Create a free XENO profile to run advanced personalized scenarios.

First Deposit
Monthly Deposit
Your Deposits
Most Likely
Best Case
Worst Case

These are scenarios for 25 years not predictions. The value of your investments may go up as well as down. You may get back less than the amount you invested. Past performance is no guarantee of future performance. The purpose of the simulation is merely to illustrate the distribution of possible investment outcomes within a reasonable level of confidence.

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XENO Man and woman smiling while looking at phone
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Speak to an Advisor

Explore answers to questions most customers ask and learn how XENO can help you plan, save and invest for your financial goals.

  • How do I transfer money to my investment account?

    Uganda & Kenya There are several ways to accomplish this: BANK TRANSFER ...

  • Is XENO licensed and regulated?

    Yes, indeed. XENO is licensed and regulated as a Fund Manager as XENO In...

  • What is the minimum amount you can start with?

    Investors can start with as low as UGX 10,000 in Uganda or KES 500 in Ke...

  • Can I withdraw?

    Absolutely! You can withdraw all or some of your money at any time by in...

  • Where is my money invested?

    All client funds are invested across four asset classes in combinations ...

  • How does XENO work?

    XENO is a goal-based investment service that helps individuals, families...